I sent in coupon for payment on my 2 Credit One accounts 2 weeks ago. I was about to call tomorrow to inquire about crediting the coupon payment. I received 2 identical letters in mail today. Both read:
"The above referenced credit one bank account has been closed due to unauthorized payment activity. You are responsible for any balance incurred on this account. The account will be reported to the consumer reporting agencies as "account closed by Credit Grantor".
If you have additional questions please call customer service blah blah blah blah.
sincerely credit one bank
**************************
How rude...lol...I would have understood if they took the payment, credited the account and then closed it. But closing it using a bogus term (they just made that phrase up with that definition) and then threatening to punish me by reporting it credit agency like I've done something wrong...
now thats not how you treat a lady...lol they have no idea the depth of my wells called "FU I won't do what you tell me" and "I will be laughing last"
GAME ON.
So...
Q1. Can they report it that way to credit agency? I was under impression they could not.
Q2. That was their response to my opening request. Is a Conditional Acceptance going to matter to them?
These companies are so accustomed to getting whatever they want. I expect them to fight backBecause they're losing their cash cow the more they let this go on. So, it's in their best interest to shut us down ASAP and demoralize us so we give up and go back to the way it's always been. Their ginormous egos will be their Achilles Heel. Underestimating what they have created... alot of pissed off patriots tired of being the servant. We want to go to the ball dammit! Kudos to those of you who stayed on this ride til the end and comprehend my A.D.D. rant. 🤗
"Servant" is an understatement. "The borrower is SLAVE to the lender." This quote from the Holy Scriptures becomes all the more profound and staggering once you discover that banksters don't "loan" anything at all, but create it out of thin air with nothing but a flick of their pens to their balance sheet, counting your "loan" as an asset. And then you get to "pay it back" ---plus interest! Because this entire fraudulent system is kept afloat with a fiction, a fiat currency backed by our labor and ignorance of the matrix created around us, this is tantamount to INVOLUNTARY SERVITUDE, i.e., SLAVERY. And most egregiously, these foreign parasites are robbing us and our posterity of our entire country ---with nothing but money-changers' tricks! This is the fraud of the ages, and all these banks and government institutions (federal, state and local) and big corporations, and all of their "employees"/agents, are ALL COLLABORATORS in this colossal scheme.
I concur 100%
I got the same letter and am wondering how to go about enforcing them to take the coupon as payment and reopen my accounts so I can use them again. I did not give them permission to close anything and they will definetly not be getting away with this at all.
I hear you, but Chris H says you want them to not do it then you get them with the conditional acceptance letter - watch his videos on here he goes over it all
That's my next step.
Any updates?
Sent my Conditional Acceptances this week. Should know more in 14 days. I wrote a great one. So I'm very hopeful. They haven't responded other than to ignore me and continue to bill me. I sent 2 coupons separately as well as a letter to CEO with another coupon. I also sent a Fee Schedule with my CA so if that doesn't shake them up, getting the bill for it should.
How about you? Any forward progress with yours?
I've been trying to figure out which example is best for the conditional acceptance. Any help would be welcome. They haven't changed any status on mine. So I need to send that asap.