Help - How To Pay Bills with Coupon

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Credit One closed both my accounts

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Cindy Swanson

I sent in coupon for payment on my 2 Credit One accounts 2 weeks ago. I was about to call tomorrow to inquire about crediting the coupon payment. I received 2 identical letters in mail today. Both read:

 "The above referenced credit one bank account has been closed due to unauthorized payment activity. You are responsible for any balance incurred on this account. The account will be reported to the consumer reporting agencies as "account closed by Credit Grantor".

 If you have additional questions please call customer service blah blah blah blah.

sincerely credit one bank

**************************


How rude...lol...I would have understood if they took the payment, credited the account and then closed it. But closing it using a bogus term (they just made that phrase up with that definition) and then threatening to punish me by reporting it credit agency like I've done something wrong...

 now thats not how you treat a lady...lol they have no idea the depth of my wells called "FU I won't do what you tell me" and "I will be laughing last"

GAME ON.

So...


Q1. Can they report it that way to credit agency? I was under impression they could not.


Q2. That was their response to my opening request. Is a Conditional Acceptance going to matter to them? 


 These companies are so accustomed to getting whatever they want. I expect them to fight backBecause they're losing their cash cow the more they let this go on. So, it's in their best interest to shut us down ASAP and demoralize us so we give up and go back to the way it's always been. Their ginormous egos will be their Achilles Heel. Underestimating what they have created... alot of pissed off patriots tired of being the servant. We want to go to the ball dammit! Kudos to those of you who stayed on this ride til the end and comprehend my A.D.D. rant. 🤗





2 Comments
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Beorn Halig
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"Servant" is an understatement. "The borrower is SLAVE to the lender." This quote from the Holy Scriptures becomes all the more profound and staggering once you discover that banksters don't "loan" anything at all, but create it out of thin air with nothing but a flick of their pens to their balance sheet, counting your "loan" as an asset. And then you get to "pay it back" ---plus interest! Because this entire fraudulent system is kept afloat with a fiction, a fiat currency backed by our labor and ignorance of the matrix created around us, this is tantamount to INVOLUNTARY SERVITUDE, i.e., SLAVERY. And most egregiously, these foreign parasites are robbing us and our posterity of our entire country ---with nothing but money-changers' tricks! This is the fraud of the ages, and all these banks and government institutions (federal, state and local) and big corporations, and all of their "employees"/agents, are ALL COLLABORATORS in this colossal scheme.

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Cindy Swanson
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I concur 100%

1 Answer
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Administrator
Best Answer

Your next step is Conditional Acceptance and enforce it. 

You can also do a billing error dispute (see private study sessions) using consumer laws and enforce it.

Either way you'll get your remedy through enforcing whatever administrative process you do against them.

3 Comments
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Cindy Swanson
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I knew that as soon as I posted it. I've been trying to get more info on private study sessions. Can you please forward that info to my email please? Also, type of technology you use for it...phone call, zoom etc in case I need to make special arrangements. Much appreciated.

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Administrator
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You were included in the invitation that went on this past Tuesday for the Private Study Session that will take place this Friday. I've just resent the email to you. Make sure to look at all your email folders.

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Administrator
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The private study session are over zoom