I sent in coupon for payment on my 2 Credit One accounts 2 weeks ago. I was about to call tomorrow to inquire about crediting the coupon payment. I received 2 identical letters in mail today. Both read:
"The above referenced credit one bank account has been closed due to unauthorized payment activity. You are responsible for any balance incurred on this account. The account will be reported to the consumer reporting agencies as "account closed by Credit Grantor".
If you have additional questions please call customer service blah blah blah blah.
sincerely credit one bank
How rude...lol...I would have understood if they took the payment, credited the account and then closed it. But closing it using a bogus term (they just made that phrase up with that definition) and then threatening to punish me by reporting it credit agency like I've done something wrong...
now thats not how you treat a lady...lol they have no idea the depth of my wells called "FU I won't do what you tell me" and "I will be laughing last"
Q1. Can they report it that way to credit agency? I was under impression they could not.
Q2. That was their response to my opening request. Is a Conditional Acceptance going to matter to them?
These companies are so accustomed to getting whatever they want. I expect them to fight backBecause they're losing their cash cow the more they let this go on. So, it's in their best interest to shut us down ASAP and demoralize us so we give up and go back to the way it's always been. Their ginormous egos will be their Achilles Heel. Underestimating what they have created... alot of pissed off patriots tired of being the servant. We want to go to the ball dammit! Kudos to those of you who stayed on this ride til the end and comprehend my A.D.D. rant. 🤗