I owed money with harbour freight tools which is through synchrony bank. I went to my synchrony bank account, went to go pay with a bank account, put in THEIR routing number I found with a quick search on google, put in 000mysocial number and submitted it. It went through and 2 days later, I have a 0 balance and a closed account with them!
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I literally did this today. I have a sams card through synchrony. Did online payment. Used SYNCHRONY ROUTING NUMBER and for account 000SSN wiped 3700.00. Got the conformation email the payment processed today!. Will update if situation changes.
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So update. On July 3 I got a confirmation email showing processed payment. Today get an email showing late charge. Will call customer service and see what position they will take.
Thanks for keeping us updated!
Update 3. After a phone call today with customer service, the online payment method was REVERSED. The 0 balance was taken back to the statement balance. So this theory is a bust.
Please follow up in one month or so to confirm that they have not reversed it.
You paid them through their own bank acct?