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How Banks Create Money
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Do Banks actually lend you money?

Have we been deceived by the bank all this time? 
Let's find out what this economic expert and investigator has to say. 

What does the law say? 
Davis vs. Elmira Savings - banks are instrumentalities of Congress 
Steven CHESS v. Wade BURT, 2100838, Decided: December 02, 2011 
Dean Witter Reynolds, Inc. v. Byrd, 470 U.S. 213 (1985) 

See Court Cases about having a Bank account puts ALL under Jurisdiction of US Treasury ! 
In the Supreme Court case, Davis vs. Elmira Savings 161 U.S. 275, the Court declared that banks are instrumentalities of Congress. 
The bank signature card is evidentiary Commercial contract and acceptance of Federal Commercial benefits (consideration) which bind you to Title 26 U.S.C. 
By your signature, you agree to abide by all Rules of the Bank, which are administrative rulings of the U.S. Secretary of the Treasury. 
Bank's Don't Loan Money. 
1. 12 USC 1431 - Bank's can't Not Lend Money because they are the borrowers. 
2. 42 USC 408 - Bank's Cannot Ask for your social security number on any credit transaction. 3. 15 USC 1602g - We the consumer's are the creditors. 
4. UCC 3 - 104 Explains to use Negotiable Instruments. 
5. UCC 8 - 102 Entitlement Holder. 
6. 31 USC 5118 - You can discharge all debts. 
7. File A UCC 1 Form - Full Access to the Discharge -Public Law 12 USC 411 - Public Law 112.

How Banks Create Money Out of NOTHING

How Banks Create Money Out Of NOTHING! Richard Werner reveals the magic ... 

Richard Werner, the author of 'quantitative easing' and a leading banking expert in the world: on interest rates being a provenly false driver of economic growth and the damaging policies of central banks, on centuries old misconceptions about money creation and the actual role of banks in creating money out of thin air, which keeps ravaging markets and hurting the economy via boom bust cycles, about ECB whose policies managed to help destroy 5000 banks in Europe by 2020, about meeting Alan Greenspan who got an instant amnesia about credit creation as the only correct money making theory, etc. However, professor Werner also proposes straightforward solutions for a stable and long-term sustainable growth and development of society in the broadest sense. 

The interview with the professor, was recorded on October 15, 2020. The printed version of this thought provoking talk has been published at 'Finance Manager', the leading business weekly magazine in Slovenia. 

Links: Richard Werner, interviewee: https://professorwerner.org/ 

Bostjan Usenik, interviewer & producer of the channel: https://www.linkedin.com/in/bostjanusenik/ 

Printed version of the interview in 'Finance Manager' magazine: https://manager.finance.si/8967790/%28intervju%29-Richard-Werner-ekonomist-Stop-sovjetizaciji-bank